FAQs
Good to Know
How can I improve my credit score?
Just to name a few: Keep credit cards balance less than 10-15% by or before due date. Pay bills on time. Pay above minimum balance on revolving loans or credit cards every month. Be mindful of opening new loans or accounts. Do not co-sign for anyone. Be mindful of your debt to income ratio.
How long does it take to repair my credit?
As we all know this varies from person to person. Some people have more debt than others and some has less debt than others. While there is no set time limit on credit repair we at April Credit Hacks can assure you that we are working very hard to get you excellent results within a timely manner.
Where can I find my credit reports?
At April Credit Hacks we recommend purchasing a membership with Score Sense. They are most accurate when it comes to what’s on your credit report. Also, you will find your free report at www.annualcreditreport.com, or for a fee or free straight from the major credit bureaus. You have the option of getting it mailed or printout.
Do your company offer refunds?
ACH give refunds after purchase of a plan if you cancel the plan within 48hours after purchase and if no work has been done on your credit report.
Can your company remove charge off, late payments, and inquiries?
With our continued study and expertise we can remove those items off the credit report. Our company use factual data to remove these entities off credit report. Also, for late payments we send goodwill letters to credit card company.
Do your company do Bankruptcy?
Yes, our company can do your bankruptcy for you. This option is chosen by customers who cannot afford to hire an attorney. We have great success rates of customers debts being discharged.
My driver license been suspended for years can your company get them reinstated
Yes our company can help you get your DL reinstated through the option of bankruptcy.
I have a bankruptcy showing on my credit report could your company remove that?
Yes we can. Bankruptcy is considered a public record. 9/10 the court didn’t tell the credit bureau that you filed a bankruptcy. So who told them? That’s where April Credit Hacks comes in and with due diligence get that removed!